Wishing you Love, Peace and Joy

Wishing you Love, Peace and Joy

During the Christmas season we see love, peace and joy on nearly everything from ornaments to Christmas cards. What’s so important about these three words?  I have to admit I was a little stumped by that question myself. Why do we mostly wish people love, peace and...
5 Ways to Not BUST Your Budget

5 Ways to Not BUST Your Budget

Well, it’s Christmas time!  This is the time of year when most people go into debit buying gifts only to get a gift from the credit card company in the form of a big credit card bill. I know you’ve said you’re not going to run up your credit cards this year.  But you...